Regency Wealth Management, located in Ramsey, NJ, is an investment advisor registered with the Securities and Exchange Commission. Regency Wealth Management and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by those states in which Regency Wealth Management maintains clients. Regency Wealth Management may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Regency Wealth Management’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment related information, publications and links. Accordingly, the publication of Regency Wealth Management’s web site on the Internet should not be construed by any consumer and/or prospective client as Regency Wealth Management’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Regency Wealth Management with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Regency Wealth Management, please contact the Securities and Exchange Commission. A copy of Regency Wealth Management’s current written disclosure statement discussing Regency Wealth Management’s business operations, services, and fees is available from Regency Wealth Management upon written request. Regency Wealth Management does not make any representation or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Regency Wealth Management’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.